Today's Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.533%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.556%  0.000%
Construction Loan
Construction Loan
 Rate  APR  Points
 4.500%  6.965%  1.000%
Sonyma
SONYMA First Time Homebuyer Program
 Rate  APR  Points
 4.250%  4.278%  0.000%
Home Equity Line of Credit
Home Equity Line of Credit
 Rate  APR  Points
 4.750%  0.000%  0.000%

Personalized Quote

Online Mortgage Center

Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Hometown Bank of the Hudson Valley Loan Representative will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Representatives are only a phone call away if you need help. Contact us at 845-778-5371 or 800-249-3832.

Home Equity

Put your home to work for you with a home equity loan or line of credit.

Still want to have personal assistance?

You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.

Close on your mortgage quickly.

We can get your mortgage approved in minutes, rather than days or weeks!

Free pre-approvals!

We offer pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Representative is always just a call or email away!